Skip to main content
#
Call Us Today!

Workers Compensation

What is Workers Compensation Insurance?

Employers are legally obligated to take reasonable care to assure that their workplaces are safe. Nevertheless, accidents happen. When they do, workers compensation insurance provides coverage.
 
Workers compensation insurance serves two purposes: It assures that injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to work and it usually protects employers from lawsuits by workers injured while working.
 
Workers receive benefits regardless of who was at fault in the accident. If a worker is killed while working, workers comp (as it is often abbreviated) provides death benefits for the worker’s dependents.
 

What Injuries are Covered?

Injuries employees sustain on the workplace premises or anywhere else while the employee is acting in the “course and scope” of employment are covered if their employer has workers comp insurance. For example, the leading cause of workers comp death claims is traffic accidents that occur when the employee is in a vehicle for work purposes, whether the trip is made in the company’s car or the employee’s own vehicle. Accidents driving to and from work are not covered. 
 
In addition to injuries from accidents, workers comp covers injuries employees may sustain from other events that may occur while they are working, including workplace violence, terrorist attacks and natural disasters. 
 
Workers comp insurance also covers certain illnesses and occupational diseases (defined in the state statutes) contracted as a result of employment. For example, employees who work with toxic chemicals can be made ill by exposure to the chemicals.

Contact us today to learn how we can help with your business insurance needs. 



 

Quick Links

Quick Quote Request 

Send To Agent
Company

ST Licence # 509796

Contact Us

Synergy Insurance Advisors
10700 E Geddes Ave Suite 125
Englewood, CO 80112
Phone: (888) 237-2920
Email Us

email usour twitterour facebook page instagram

"Member of SIAA and affiliated with Continental Insurance Agency Alliance."


Terms & Conditions | Copyright | Privacy Policy
©2016 Synergy Insurance Advisors

Insurance Websites Insurance Web Designs - Insurance Websites | webmail login | admin login